An HMO policy, or “Health Maintenance Organization,” is one of the easiest and most affordable plans to use.
Plans features set co-pays on over 400 procedures, no limits on pre-existing conditions, no annual maximums, no deductibles. All work performed by the general dentist is covered at a set copay so you know exactly what your going to pay before ever walking into a dental office. Participating specialists you receive a 20% discount. Most preventative & diagnostic services covered at 100%!
We do not believe in our members paying for a service, and having to wait to use it! No waiting periods means you are able to get the dental work that you need done immediately once your coverage becomes effective. This plan has an open-access dentist network. Unlike traditional HMO’s where you are assigned a specific facility, with this plan you are able to go to any dentist in the network simply by making an appointment.
Each and every procedure in your schedule of benefits is on at a set fee schedule. This makes it more affordable to get the work you need done, especially if you are needing multiple procedures, or extensive major work. If you require work from a specialist you receive a 20% discount off the price with an in-network facility!