Terms & Conditions

Effective Date: December 21st, 2015

Welcome to The National Association of Better Living. By accessing or using our website, services, and membership benefits, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By using our website or services, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use our website or services.

2. Membership & Eligibility

Membership is available to individuals who meet our eligibility requirements and agree to abide by these Terms. You are responsible for maintaining the accuracy of your personal information provided during registration. We reserve the right to deny, suspend, or cancel membership at our discretion.

3. Services Provided

As a member, you may have access to benefits such as wellness resources, health products, dental and vision insurance options, and other lifestyle services. Services may vary by plan or membership level. We reserve the right to modify, update, or discontinue any service at any time without prior notice.

4. Payments & Billing

Membership fees and product/service purchases must be paid in full at the time of transaction unless otherwise specified. All fees are non-refundable unless stated otherwise. You authorize us to process payments through secure third-party providers.

5. Member Responsibilities

You agree to use our services responsibly and not to:

  • Misuse or abuse membership benefits.
  • Provide false or misleading information.
  • Violate any laws, regulations, or third-party rights while using our services.

6. Insurance Disclaimer

If your membership includes access to insurance products (such as dental or vision plans), please note:

  • Insurance benefits are provided by third-party partners.
  • We are not responsible for claims, coverage decisions, or disputes with insurance providers.
  • Members should review individual policy details for complete information.

7. Intellectual Property

All content on our website, including logos, text, graphics, and materials, is the property of [Your Company/Association Name] and protected by copyright and trademark laws. You may not reproduce, distribute, or use our content without prior written consent.

8. Limitation of Liability

We strive to provide accurate, reliable, and beneficial services, but we make no guarantees about outcomes. To the maximum extent permitted by law, we are not liable for damages arising from the use or inability to use our services, products, or website.

9. Indemnification

You agree to indemnify and hold harmless the National Association of Better Living, its officers, staff, and partners from any claims, damages, or expenses resulting from your misuse of our website, services, or membership benefits.

10. Termination

We may suspend or terminate your membership or access to our services at any time, with or without notice, for violation of these Terms or other reasons at our discretion.

11. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of [Insert State/Region], without regard to its conflict of law principles.

12. Changes to Terms

We may update these Terms & Conditions from time to time. Any updates will be posted on this page with a revised effective date. Continued use of our services after changes indicates your acceptance of the updated Terms.

13. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

The National Association Of Better Living

info@naobliving.com

SMS Terms & Conditions

The National Association for Better Living mobile message service (the “Service”) is operated by National Association for Better Living ( National Association for Better Living”, “we”, (National Association for Better Living or “us”). Your use of the Service constitutes your agreement to these terms and conditions (“Mobile Terms”). We may modify or cancel the Service or any of its features without notice. To the extent permitted by applicable law, we may also modify these Mobile Terms at any time and your continued use of the Service following the effective date of any such changes shall constitute your acceptance of such changes.

By consenting to National Association for Better Living SMS/text messaging service, you agree to receive recurring SMS/text messages from and on behalf of National Association for Better Living through your wireless provider to the mobile number you provided, even if your mobile number is registered on any state or federal Do Not Call list. Text messages may be sent using an automatic telephone dialing system or other technology. Service-related messages may include updates, alerts, and information (e.g. account alerts, etc.). Promotional messages may include promotions, specials, and other marketing offers.

You understand that you do not have to sign up for this program in order to make any purchases, and your consent is not a condition of any purchase with the National Association for Better Living. Your participation in this program is completely voluntary.

We do not charge for the Service, but you are responsible for all charges and fees associated with text messaging imposed by your wireless provider. Message frequency varies. Message and data rates may apply. Check your mobile plan and contact your wireless provider for details. You are solely responsible for all charges related to SMS/text messages, including charges from your wireless provider.

You may opt-out of the Service at any time. Text the single keyword command STOP to 56919 or click the unsubscribe link (where available) in any text message to cancel. You’ll receive a one-time opt-out confirmation text message. No further messages will be sent to your mobile device, unless initiated by you. If you have subscribed to other  National Association for Better Living mobile message programs and wish to cancel, except where applicable law requires otherwise, you will need to opt out separately from those programs by following the instructions provided in their respective mobile terms.

For Service support or assistance, text HELP to 56919 or email info@naobliving.com  .

We may change any short code or telephone number we use to operate the Service at any time and will notify you of these changes. You acknowledge that any messages, including any STOP or HELP requests, you send to a short code or telephone number we have changed may not be received and we will not be responsible for honoring requests made in such messages.

The wireless carriers supported by the Service are not liable for delayed or undelivered messages. You agree to provide us with a valid mobile number. If you get a new mobile number, you will need to sign up for the program with your new number.

To the extent permitted by applicable law, you agree that we will not be liable for failed, delayed, or misdirected delivery of any information sent through the Service, any errors in such information, and/or any action you may or may not take in reliance on the information or Service.

We respect your right to privacy. To see how we collect and use your personal information, please see our Privacy Policy – NAOBL